Financial Literacy… The first step in obtaining good credit.

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Having good credit is more than just a credit score. You have to know basics. By understanding what practices to apply to your everyday life and finances,  you put yourself in a position to better yourself and your future.   You. must become financially literate.

Financial literacy refers to the set of skills and knowledge that allows an individual to make informed and effective decisions with all of their financial resources.

The lack of financial literacy can lead to owing large amounts of debt and making poor financial decisions such as being unable to balance a check book or understanding the interest rates on credit cards.

Educating yourself in regards to your personal finance is now easier than ever.  With the internet being so easily accessible and being able to access several courses and seminars that are offered, learning great financial habits is just a can be just a click away!

 

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